September/October 2000 Issue Number 15
Is a monthly electronic newsletter which links current events and issues to the daily challenges faced by fire and emergency services managers. Current topics in the area of sexual harassment, diversity management and conflict resolution will be discussed.
We hope that you find the information here useful and provocative.
Let us know what you think!

International Conference of Women in Firefighting, March 13-18, 2001 Cobb County, GA. Contact Women in the Fire Service at www.wfsi.org for more information.
Fifth Biennial Women in Uniform Conference, November 30- December 1, 2000, Arlington, VA. For information call: 202-628-0444 ext. 12.

The Contact Hypothesis
The Southwest Side is one of the most racially and ethnically diverse areas in Chicago. Formerly a white, working class neighborhood, it is now mixed among white, black, Hispanic, Arab and other ethnic groups. It was not an easy transition. In the 1960's, neighborhood residents stoned and spit upon Martin Luther King Jr. when he led a march through nearby Marquette Park. The Ku Klux Klan held a rally in the area in the mid-80's. Yet today, the area has absorbed a wide diversity of residents in relative harmony, and property values are going up.
Among factors contributing to this outcome is the fact that residents of the Southwest Side have the option of buying Home Equity Insurance for their properties. Under this plan, if a homeowner cannot sell his or her house for its assessed value, the insurance will make up the difference. The insurance pool is funded by a small tax assessment on area homes, and participating residents are required to wait at least five years before a sale below the assessed value entitles them to file a claim.
When minorities began moving into all-white urban neighborhoods, many white families began moving out. Some were motivated by the desire to live apart from those who were different, but a significant factor was fear that property values would decline with the demographic changes. The Home Equity Insurance plan reassured those who wanted to stay in the neighborhood that they would not lose value in their properties.
Since its inception, very few claims have been made against this insurance. The reason is the mandatory five year waiting period. In five years of daily contact with newcomers, many South Side residents have begun to feel comfortable with the new neighborhood profile. In fact, so few claims have been made (only about $60,000 worth) that the remaining millions of dollars in the fund are now being directed toward neighborhood improvement initiatives that will further stabilize and enhance the area.
Whether financial insurance should be necessary to successfully integrate formerly all-white neighborhoods is not the point. The South Sideâs successful integration depended on proximity over time - the opportunity for those who are different to actually live and work together, raise children side by side, and support common schools. Having committed to live together, many residents found that they have far more in common than they do in difference.